Here at Car Loans Ohio, we can help you obtain the auto loan in Athens OH you need, even when your credit score is low. Whether you need a used car or a new one, we’ve got you covered. How much do we charge you for this service? Not a cent.
Auto Loans with No Down Payment: Athens, OH
Supplying a down payment is important. In truth, a lot of loan providers require it. What amountis enough? You can expect finance companies will be pleased with an advance payment of 15-20%.
Bad Credit Auto Finance in Athens (OH)
Getting a car or truck with bad credit was never this simple.
No one wants to get rejected. We may be able to help.
If you earn $1500 on a monthly basis and have got a debt-vs-income ratio of 50% or lower, you have a good chance of getting approved.
Auto Loans With Bankruptcy or Repossession in Athens, OH
Filing for bankruptcy or having one of your vehicles repossessed is hugely detrimental to your credit history. Are you afraid that it won’t be possible to get auto financing after bankruptcy, foreclosure, or repossession? Sure, it might require some increased work, but we can help you find lenders that offer auto financing for people with bankruptcy in Athens, OH.Often times though, the loan officer will expect a couple of things from you:
- Offer a Substantial Down Payment
- Agree to a Quite Substantial APR Rate
Bad credit auto loans can be a great way to improve your credit rating after bankruptcy, foreclosure, or repossession.
Bad Credit Financing: Athens (OH)
Due to the economy in OH, buy here pay here auto loans are becoming more popular.
These dealers have a few different names: Tote the Note, Your Job is Your Credit, or in house financing car lots in Athens, OH.
Indeed, opting to work with a tote the note car lot in Athens, OH might seem like the best choice.
Regrettably, they have several main shortcomings, which include increased rates of interest, significant down payments, much higher risk of predatory financing tactics, and reasonably limited inventory.
Even when you have very bad credit, there’s a good chance you could get approved for the auto loan you need without turning to your job is your credit financing. Decided what type of car to purchase? Explore this article about cheap cars in OH.