Interested in buying a new or used car? We help folks find car loans every single day. No matter whether you want a new car or a used one, it’s our mission to help you get in the driver’s seat in less time. Your application will be protected by SSL (https) security.
Car Financing Basics
- First off, you need to submit your application online.
- We match you, if possible, to the best Ohio auto loan provider for your needs.
- Finalize your car loan paperwork and pick out your vehicle from a nearby dealership.
Click here to apply online.
It’s best to spend no more than 18 to 20% of your regular monthly wages for stuff like your:
- Installment Payments
If you earn $26,173 a year, this equates to $393 to $436 per month. Devoting more than 18-20% will endanger your financial circumstances. With fuel prices going up, you should opt for an economical car that offers great fuel economy. Quite often, getting a used auto loan in Cincinnati, OH is a good idea. Used vehicles are less expensive to purchase. And in addition, they lose value a lot less quickly than brand new cars.
Auto Loans with Bad Credit: Cincinnati, Ohio
Getting a car or truck with bad credit was never this simple. Below are fico scores in OH as a whole:
- Avg OH Credit Rating: 685
- Credit Score Deemed “Bad”: 620 or lower
- Number of Individuals with a Low Credit Score: 249,431
Fortunately for everybody who wants a car loan in Cincinnati, Ohio with bad credit, we offer access to loan providers who don’t instantly decline people who have low credit scores. Click here to submit your secure application.
All these loan-matching sites explain how everybody is accepted, which is false. Here are the facts: we are able to get 35-40% of our candidates approved for the auto loan they need.
Car Lots That Finance Bad Credit: Cincinnati, OH
In Cincinnati, Ohio, buy here pay here financing has become more widespread.
At a buy here pay here car dealership, also called a no credit check or your job is your credit car lot, the auto loans are provided on site. Basically, these dealers grant in house financing auto loans to Ohio applicants with bad credit. Such auto loans are often provided with no credit check. Unfortunately, there are some key cons. These include high aprs, hefty down payment requirements, much higher risk of deceptive lending practices, and limited inventory.
But fear not, there’s a pretty good chance you could get approved for the car loan you need without relying on buy here pay here financing.
- Acura Columbia
- Alamo OFC Suites
- All State Peterbilt of Cincinnati
- Arrow Truck Sales
- Asante Designs
- Austins Autos
- Auto Nation
- B & B Motors
- B & G Auto Sales Inc
- Bargain Barn
- Beechmont Auto Sales
- Best Trucks
- Cadillac – Thomson-MacConnell Cadillac
- Chevrolet – Beechmont Chevrolet
- Converter Shop
- Elite Auto Deals- LLC
- Ohio Valley Auto Leasing Inc
- Walt Sweeney Ford