In Columbus, OH, car loans have become much harder to get. It’s important to talk with a financing specialist who truly is aware of your unique needs, and we can help – we help you find a reputable dealer auto financing in Columbus, Ohio. Just apply online. How much do we charge for our services? Nothing.
Zero Down Auto Loans in Columbus (OH)
We can help you get zero down car loans in Columbus. However, down payments are recommended. Most loan creditors will be satisfied with an advance payment of 15 to 20%. You will also want to think about your regular monthly payment. Try not to commit over 18-20% of your income for your Ohio auto loan. Let’s consider average numbers for Ohio consumers.
- Yearly Income: $25,084
- Per month Income: $2,090
- Monthly Budget: $376-$418
Bad Credit Car Loans: Columbus, Ohio
Want to get a car or truck in Columbus, Ohio with poor credit?
Fortunately for everyone who is searching for a car loan in Columbus, OH with bad credit, we can often match you up with loan providers who don’t instantly decline individuals who have bad credit. If you make more than $1500 monthly and enjoy a debt to income ratio below 50%, you have a very good chance of getting approved.
Post-Bankruptcy Car Loans: Columbus (OH)
Bankruptcy? Repossession? Foreclosure? A lot of people think that it’s not possible to finance a car with bankruptcy or repossession. Fortunately, we can help you find finance companies who provide auto loans for folks with bankruptcy in Columbus, OH. Although a bankruptcy will be on your credit file for seven years, a lot of loan providers can provide a car loan after just two years.
Car Lots That Finance Bad Credit: Columbus, OH
Looking to find a buy here pay here dealership in OH? Before you choose an in house financing car loan, we encourage you to get a quick quote for car loans for people with bad credit in Columbus, OH.
When you go to a buy here pay here car lot, also known as no credit check or in house financing dealerships, your car loan originates from the dealer directly. Put simply, these dealerships grant in house car loans to Ohio applicants who’ve got bad credit. For some people, getting their auto loan without any credit check sounds awesome.
Unfortunately, there are some major disadvantages. The APR rates and advance payments are substantial, and you will have little chance to re-establish your credit rating through this kind of an establishment.
Even when you have bad credit, you may be able to get approved for the car loan you want without relying on your job is your credit financing.
Columbus (OH) Dealerships That Might Offer Car Loans
- 4 Seasons Motor Auto Sales
- Affordable Luxury Auto Sales
- Allied Auto Sales
- Amer’s Auto Sales
- America’s Auto Mall
- Amers Auto Sales
- Antique-Classic Auto Sales
- Arena Motor Sales Inc
- Auto Finance LLC
- Automall Hatfield’s Automall
- B & L Auto Sales
- Best Price Auto Sales & Service
- Big Johnson’s Auto Sales
- Bill Dunaway Auto Sales
- Bill’s Auto Sales & Leasing
- CPM Auto Inc
- Dan Tobin Pontiac-Buick-GMC
- Joyce Avenue Auto Sales
- Miracle Motor Mart Auto Sales and Loans
- Rock Bottom Auto Sales
- Thrifty Car Sales